Send by name
Enter an amount first, choose a person or $cashtag, add a short note, and confirm with your PIN when needed.
9:41
Send
₵120.00
₵120
PIN required for larger sends
Kojo Asante
$kojo
Note
Lunch refund
Consumer wallet for Ghana
Ghana money,
with a $cashtag.
cashme is a simple money account for Ghana. Send to people, request money, pay businesses, and share receipts with a memorable $cashtag. Top up from MoMo when you need funds, then cash out to MoMo when you want the money back.
In-app cashme transfers are free. MoMo and provider fees are shown before you confirm.
9:41
Home
$akua
Available balance
₵2,480.50
$akua
$
Send
+
Add
$
Cash out
$
Request
Kojo Asante
Lunch refund
-₵25.00
Nana Adjei
Request paid
+₵80.00
MTN MoMo
Approved
+₵500.00
$cashtag
Send without phone numbers
MoMo
Top up and cash out
Links
Receipts and requests
PIN
Step-up protected
Product
The simple money app Ghana has been waiting for.
cashme brings the best parts of a modern wallet to everyday Ghana payments: names instead of numbers, requests instead of reminders, and receipts you can trust.
Send by $cashtag
Pick a handle like $akua and use it everywhere. Friends can send to a name they remember, not a phone number they might mistype.
Request money
Need someone to pay you back? Create a request, share the link or QR, and let the amount prefill when they open cashme.
Move fast
Tap, enter an amount, choose a person, and send. Notes and receipts stay attached so both sides know what happened.
Top up and cash out
Use MTN MoMo, Telecel Cash, or AirtelTigo Money to add money to cashme and withdraw back to MoMo when you need it.
Built-in protection
Phone verification, PIN checks, step-up confirmation, and a full activity trail help keep everyday transfers accountable.
Receipts worth sharing
Every payment gets a clean receipt link you can send over WhatsApp. Proof of payment without sending a cropped screenshot.
Product screenshots
Every important money flow is built for one-hand mobile use.
Open cashme and the core jobs are obvious: see your balance, send by $cashtag, request money, pay a business, review fees, and keep the receipt.
₵
Request with a link
Turn an amount into a request link or QR. The other person opens the link and sees exactly what to pay.
9:41
Request
Share QR or link
₵75.00
usecashme.com/request
For
Group dinner
Pay a business
Businesses can share a payment link for an invoice, counter sale, or delivery. Customers see the amount and fee before paying.
9:41
Business pay
Pay Street Foods
PS
Payment request
₵42.00
Pay Street Foods
$paystreetfoods
Order total₵42.00
MoMo provider feeShown before pay
What it does
One account for the money moments that happen every day.
cashme focuses on the moments people repeat every week: paying someone back, collecting money, paying a shop, moving funds through MoMo, and proving the payment happened.
Pay friends without asking for a number
Search a $cashtag, enter the amount, and send. The name, note, and receipt stay together in activity.
Best for lunch, transport, rent splits, and quick refunds.
Collect money without chasing screenshots
Create a request for a fixed amount and share it. The recipient opens one link and sees the exact amount.
Useful for group meals, dues, contributions, and small events.
Let businesses accept clean digital payments
A business can share a payment link, receive into a business wallet, and track what has settled.
Built for counters, delivery orders, invoices, and social commerce.
Move between cashme and MoMo
Top up from MoMo when your wallet is low, then cash out to MoMo when you want funds outside cashme.
Fees from partners are shown before the user confirms.
For businesses
A better way for small businesses to get paid.
cashme for Business gives merchants a business $cashtag, QR/payment links, a wallet for incoming sales, and settlement tracking. Customers can pay from cashme, or fund the payment with MoMo when they are not signed in yet.
Business $handles
One memorable payment identity for your shop, team, counter, or delivery flow.
Public pay links
Share a payment link or QR so customers can pay without asking for account details.
Settlement visibility
Track what came in, what is pending, and what is ready to settle out.
How it works
From signup to first payment in minutes.
Start with phone verification, add money from MoMo, then use a fast send screen for people, requests, and business payments.
- 01
Create your account
Verify your Ghana phone number, choose a PIN, and claim a $cashtag people can remember.
- 02
Add money from MoMo
Top up from MTN MoMo, Telecel Cash, or AirtelTigo Money. Any provider fee is shown before you confirm.
- 03
Send, request, or pay
Use a $cashtag, payment request, QR, or public pay link. cashme keeps the receipt attached.
FAQ
Questions, answered.
The short version of the most common things people ask.
Is cashme free?
+
Creating an account is free, and sending or receiving inside cashme is free. MoMo top-ups, cash-outs, and provider-funded business payments may include a partner fee. When a fee applies, cashme shows it before you confirm.
Is cashme like Cash App for Ghana?
+
Yes. cashme brings the $cashtag-style payment experience to Ghana: create a handle, keep a wallet, send and request money, pay businesses, and use MoMo to top up or cash out.
How is cashme different from MoMo?
+
MoMo is tied to phone numbers. cashme adds a memorable $cashtag, request links, notes, public receipts, business payment links, and a wallet experience built for fast everyday payments.
Which networks do you support?
+
cashme supports Ghana MoMo rails across MTN MoMo, Telecel Cash, and AirtelTigo Money for top-up and cash-out flows.
Can I request money with cashme?
+
Yes. You can create a request with an amount, then share the link or QR. When someone opens it, cashme can prefill the payment so they know exactly what they are paying.
Can businesses accept payments with cashme?
+
Yes. Businesses can use a business $cashtag, QR code, or public payment link. Customers can pay from cashme, or use the MoMo-funded payment flow when available.
What proof do I get after I pay?
+
Every cashme payment creates an activity record and a receipt. Receipts are designed to be shared as links, so you do not have to send a screenshot to prove payment.
Can someone use cashme without a native app?
+
Yes. cashme runs on the web, so a modern phone browser is enough. The experience is designed to feel mobile-native even before a native app is released.
Is cashme a bank?
+
No. cashme is a private beta wallet experience built around Ghana mobile money rails. It is not a bank. We show fees before confirmation and keep transaction records visible in the app.
Is my money safe?
+
Your account is protected by phone verification, a PIN you choose, and step-up confirmation for big transfers. We never store your PIN in plain text. Every transaction is logged and shows up in your activity feed in real time.
Where can I use cashme?
+
cashme is built for Ghana. You need a Ghana phone number, and MoMo funding depends on the supported Ghana networks.
Do I need to download an app?
+
Not yet. cashme works in any modern phone browser — open usecashme.com and sign in. A native app is on the way.
Claim your $cashtag.
Create a free cashme account, add money from MoMo, and make your next Ghana payment easier to remember.